Please note that this is a STAND ALONE section and not every Insurer is offering this cover. You should also be aware that MOTOR ONLY , can be expensive in all regards. The reason for this is that it is a non-supportive
(STAND ALONE) section.

However the premuim can be much less expensive and affordable once you add on additional risk cover mainly your house contents or home building insurance.

The Premium for the above can be affected by various loadings being :

° Area you residing.

° Safety standards of where the vehicle is parked overnight.

° Age of Driver and how long s/he has had a driver's license.

° In some cases, your excess will be loaded to bring down your premium.

° How long you have had insurance and your accident record over a period of 3years.

° Security measures on vehicle - ALARM , GEARLOCK , VESA Approved IMMOBILIZE, TRACKING DEVICE - This will also affect your Premium.

° Is your Vehicle(s) for Private or Business use?

These are some of the Questions that may/may not affect your Premiums. It would be very helpful for you to comply and be true with all the information that may be requested from you by the Insurers/Underwriters and prevent your claim from being repudiated in the future because of NON DISCLOSURE.